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Ideas for an Alternative Monetary Future

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Ideas for an Alternative Monetary Future

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Banking Regulation, Events, Financial Markets, Money & Politics, News

Paycheck Protection Program: Who Lent to Whom, and Where?

Diego Zuluaga/June 18, 2020June 18, 2020 /1 Comment

It's been 11 weeks since Congress passed the CARES Act, which, among its many other provisions, established the Paycheck Protection Program (PPP). Nearly three-quarters of U.S. small businesses have so far availed themselves of this program. But it turns out that fewer small businesses got a PPP…

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Banking Regulation, Booms & Busts, Money & Politics, News, The Fed & Central Banks

Catch-11

George Selgin/May 13, 2020May 13, 2020 /Leave a comment

The government's plan for saving small and medium-sized businesses from liquidation puts them in a bind that brings to mind the one Yossarian had to contend with. The problem, in a nutshell, is this: Chapter 11 bankruptcy may be many firms' best hope for surviving the present…

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Who lends to small businesses?
Banking Regulation, Financial Markets, Money & Politics, News

Who Lends to Small Businesses?

Diego Zuluaga/May 11, 2020May 11, 2020 /Leave a comment

This question has gained new urgency as the federal government scrambles to bring emergency funding to millions of small businesses across the country under the Paycheck Protection Program (PPP). The PPP consists of forgivable loans that borrowers may use to cover employee payroll, rent, and utilities for…

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Welcome to Alt-M, a community devoted to exploring and promoting ideas for an alternative monetary future. Our goal is to reveal the shortcomings of today's centralized, bureaucratic, and discretionary monetary arrangements, and to bring serious consideration of real alternatives to the center stage of current monetary and financial reform debates.

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