banking regulation, financial regulation, financial innovation, community reinvestment act, financial inclusion

In a recent op-ed for CNN, Rep. Rashida Tlaib (D-MI) suggests a plan for improving the financial inclusion of minority households. She believes that reversing the Trump administration’s recent regulatory initiatives on credit discrimination and mortgage reporting legislation would improve matters. While Rep. Tlaib is right to…

Bank Capital, bank lending, Basel III, John Allison, Sarbanes-Oxley

On Tuesday, John Allison, chair of CMFA’s executive advisory board, former president of Cato, and 20-year CEO of BB&T, testified before the House Financial Services Committee. The hearing was on the recently proposed Financial CHOICE Act, which aims to reform Dodd-Frank. Beyond discussing the potential efficacy of that bill, Allison’s testimony…