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Ideas for an Alternative Monetary Future

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100% reserves

free banking, 100% reserve, public banks, economic history, friday flashback
Banking Regulation, Economic History, Free Banking

Friday Flashback: The State and 100 Percent Reserve Banking

George Selgin/November 9, 2018June 19, 2022

(Originally appeared as George Selgin's first-ever post in Alt-M's predecessor blog freebanking.org.) *** Free bankers have been fighting a war on two fronts.  On one they face champions of central banking and managed money.  On the other they struggle against advocates of 100-percent reserve banking.  Although the…

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100% reserves, Bank Capital, cash reserves, deposit insurance, fractional reserves
Banking Regulation, Financial Markets, Free Banking

Friday Flashback: Capital and Cash Reserves

George Selgin/August 12, 2016June 19, 2022

(Originally appeared on June 11, 2011.) I promise to make this my last post for a while concerning the matter of 100-percent versus fractional-reserve banking. However, in addressing some comments on my recent posts it occurred to me that some very serious misunderstanding is at play concerning…

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Welcome to Alt-M, a community devoted to exploring and promoting ideas for an alternative monetary future. Our goal is to reveal the shortcomings of today’s centralized, bureaucratic, and discretionary monetary arrangements, and to bring serious consideration of real alternatives to the center stage of current monetary and financial reform debates.

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