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Ideas for an Alternative Monetary Future

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Diego Zuluaga
About Diego Zuluaga
Diego Zuluaga is a policy analyst at the Cato Institute’s Center for Monetary and Financial Alternatives, where he covers financial technology and consumer credit. Before joining Cato, Zuluaga was Head of Financial Services and Tech Policy at the Institute of Economic Affairs in London. While at the IEA, he authored papers on the social value of finance, the regulation of online platforms, and the taxation of capital income, among others. His work has been featured in print and broadcast media, such as the Times, Newsweek, and the Daily Telegraph. Zuluaga is a prolific public speaker as well as a former lecturer in economics at the University of Buckingham.

Originally from Bilbao in northern Spain, Zuluaga holds a BA in economics and history from McGill University, and an MSc in financial economics from the University of Oxford.
consumer loans, consumer lending market, Madden v. Midlands, congressional legislation, National Bank Act
Banking Regulation, Financial Markets, News

Invalid When Made: The District Court's Madden v. Midland Decision

Diego Zuluaga/March 20, 2018March 21, 2018 /Leave a comment

The seven-year saga of Madden v. Midland began as a dispute over a four-figure consumer debt. But billions of dollars' worth of loans, and the future of consumer lending markets, now hang in the balance. Madden began in 2011 as a lawsuit based on a claim of…

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